Happy New Year to you!
What a great privilege to see a new year—another 365 days to do exploits, rest, build, and create wealth.
A new year comes with resolutions and a desire to be more and do more. We all have different kinds of new year goals. However, as a financial literacy platform, our goal is to focus on the financial literacy part of the goals. We have compiled a list of things you can include in your financial goals for 2025.
Financial Goals for 2025
- Write it down:
Research has shown that people who write down their goals are 42 percent more likely to achieve them than those who don’t. Please write down your goals and let your goals be audacious.
- Draw up a budget:
Drawing up a budget and sticking to it is a powerful tool.
- Build an emergency fund:
Calculate the estimate of the amount you require to survive monthly and multiply it by 3. Save it where you can easily access it. This is where Ladda comes in handy (www.getladda.com).
4. Invest in a mutual fund/ETF:
We highly recommend the S&P 500 that tracks the 500 largest companies in the US.
- Build stock portfolio:
In combination with a stock index—the S&P 500—you can choose a few individual stocks to invest in.
- Start a side hustle:
This is subjective, though. We don’t think it’s for everyone. But if you can do it, then do it.
- Read a personal finance book:
We highly recommend “The Psychology of Money” by Morgan Housel.
- Invest in personal development:
You are your biggest asset and you can’t go farther than you can see. Continue to invest in yourself.
- Reinvest:
Take your interests/dividend income and plow it back.
- Join a community:
You need a community to thrive. Get into circles where they talk about money and join them. We’ve got you😁.
Each of these goals are very important and we would like you to explore them. However, I want to emphasise more on investing in yourself because you are your biggest asset. You are the ENGINE. It all starts from you. If you can’t see it, then you will not be able to execute it. Do everything you can to invest aggressively in yourself. Bet on yourself. Take some risks. Change how you see things positively and go after it with everything.
The truth is, however, optimism has been proven to be a powerful tool that will pay dividends and give you a competitive advantage. Join that fitness club. Invest in your mental health. Fight for your life.
When you are whole, every other thing such as your finances can easily fall into place. Please invest in yourself and fight for your life. This is all you have. Look after yourself while we help and support you on your financial goals.
In 2024, Palantir gave a return of 347%. Microstrategy returned 365%. S&P 500 returned about 24%. Nvidia returned about 173%.
Our plan and desire is to teach you, guide you and show you how to do it—all for FREE. All you have to do is download Ladda at www.getladda.com, save between N20,000 and N50,000 with us and you will get all the tutoring for free.
I love you so much and I wish you an exceptional 2025. It will completely exceed your expectations.
Kind regards,
Oluwatosin Olaseinde
CEO MoneyAfrica/Ladda
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MoneyAfrica premium plan
Are you a mid to high-income earner? Do you find communities a bit too busy? You should sign up for our premium plan.
You can learn more about that here.
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We often get questions regarding how to plan your finances to align with your relocation plans, especially for students seeking to further their studies. As always, we have heard you, and we have put together an e-book to help you navigate this. Follow this link, to get your FREE copy of the e-book: The Japa Encyclopedia.
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Get our annual subscription and learn more about investing safely and building a solid portfolio in 2024.
Don’t forget to:
- Join our community, if you want to smash your 2025 financial goals. It takes at least 30 days to build great habits that will last you a lifetime. So why not start now? There is a lot you can achieve.
- If you would like to document your financial journey in 2025, then our journal would be an excellent fit for you. It costs ₦7,500 (excluding delivery).
- Get a budget sheet to track your monthly expenses. Click here
- Get an investment tracker to be on top of all your investments. Click here
MoneyAfrica is a financial literacy platform. Our goal is to make everyone better with their finances.
We do this by engagements via our:
– social media handles
– platforms for paid community members (for adults and students)
– webinar sessions with corporate clients
Would you like to join any of the communities? Please click here
Would you like us to hold a webinar for your company’s staff? Please send an email to info@themoneyafrica.com
