In this newsletter, we’re answering one of the biggest questions we hear every day: “Do I need a lot of money to start investing?”
The truth? You don’t. And today, we’ll show you how fractional investing can help you start building wealth with whatever you have, even if it’s just ₦1,000.
Q1. Do I need a lot of money to start investing?
Not at all! One of the biggest myths about investing is that you need to have a huge lump sum before you begin. With fractional investing, you can start with as little as ₦1,000, ₦5,000, or ₦10,000—depending on the platform.
Q2. What exactly is fractional investing?
Fractional investing means you don’t have to buy a whole share or unit of an asset. Instead, you can buy a small portion.
For example, if a stock costs ₦100,000 per share, you can still invest ₦5,000 or ₦10,000 and own a piece of it.
Q3. Why does starting small matter?
Because time is your biggest ally in investing.
Starting with what you have today allows your money to grow—thanks to compound returns.
Waiting until you “have it all” means losing valuable time in the market.
Q4. What can I invest in fractionally?
Stocks: Own pieces of top companies globally and locally.
ETFs: Diversify your investments in one move.
Mutual Funds: Pool your money with others and get access to professional management.
Q5. What’s the risk?
All investments carry some risk, but starting small limits your exposure while allowing you to learn and grow your knowledge.
That’s why fractional investing is perfect for beginners.
Q6. How do I get started?
1. Choose a regulated investment platform.
2. Decide how much you can invest comfortably.
3. Pick assets that align with your financial goals.
4. Invest consistently, even if it’s just ₦1,000 a week.
Every big investor you admire started somewhere.
Don’t wait to have millions before you build wealth.
Start small. Start today.
Ready to start investing fractionally? Click here to learn more and take your first step